Take payments in-store, online, and on repeat.
Card acquiring, an online payment gateway, and licensed recurring collections — one settlement, one dashboard, one team of humans to talk to when you need them.
What's inside accept payments.
Products you can activate on their own, or combine as your business grows.
Merchant Acquiring
Smart POS terminals for physical businesses.
- Accept every major card scheme
- Contactless, chip and PIN, tap-to-phone
- Next-day settlement into your account
- Real support in Pretoria, not an overseas call centre
Payment Gateway
Take card payments online.
- Drop-in checkout or full API integration
- 3D Secure and PCI-DSS handled for you
- Recurring billing, refunds and reconciliation
DebiCheck Collections
Bank-authenticated recurring debits.
- Customers approve mandates directly with their bank
- Massively reduced disputes and reversals
- Ideal for loans, insurance, subscriptions and school fees
EFT Collections
Standard recurring debits, run correctly.
- Under Appiawave's own PASA System Operator licence
- No reliance on a third-party sponsor
- Same reporting dashboard as DebiCheck
What changes for your business.
One provider, one reconciliation
In-store, online and recurring collections all land in the same dashboard with matching references.
Compliance is our problem
PASA System Operator, PCI-DSS and card scheme rules — Appiawave holds them so you don't have to.
Fewer failed collections
DebiCheck mandates fail less often than legacy debit orders — which means better cash flow, less admin.
Not quite the match? Try the two-question guide.
The Find Your Solution tool takes about 20 seconds and recommends a specific product for how your business actually operates.
Ready to sort out your business payments?
Tell us a bit about your business and we'll get back to you within one working day.