AppiaCloud
Instant virtual cards for online spend, subscriptions and vendor payments — with rules that actually stick.
Built for the businesses that actually need this.
Everything AppiaCloud does out of the box.
Instant issuance
Generate a virtual card in seconds — no waiting for plastic.
Merchant lock
Lock a card to a single merchant so a leaked number can't be used elsewhere.
Single-use or recurring
Choose between one-time cards for once-off payments and recurring cards for subscriptions.
Global-ready
Works on international online merchants, priced in ZAR with transparent FX.
API-first
Issue and manage cards programmatically via our REST API and webhooks.
Four steps from first call to live.
Open the wallet
AppiaCloud wallet sits inside your Appiawave account.
Create a card
Instant issuance from Nexus or via API.
Apply rules
Limits, merchant locks, expiry, categories.
Freeze or delete
One click when the vendor's gone or the sub is cancelled.
About AppiaCloud.
- Can I lock a card to a single merchant?
- Yes — merchant locking is a core feature. A locked card only clears at the intended merchant.
- Do these work internationally?
- Yes. Priced in ZAR with visible FX at the point of purchase.
- Is there an API?
- Yes — REST API and webhooks for issuance, limits and transactions.
Ready to see AppiaCloud for your business?
Talk to our team for a scoped quote — no obligation, no lock-in.
Ready to sort out your business payments?
Tell us a bit about your business and we'll get back to you within one working day.