AppiaSpend
Controlled expense cards for teams — with per-card limits, category rules and full spend visibility.
Built for the businesses that actually need this.
Everything AppiaSpend does out of the box.
Per-card limits and rules
Cap daily and monthly spend, restrict merchant categories, block cash withdrawals.
Instant freeze and top-up
Freeze, unfreeze or top up a card in one click — no waiting on the bank.
Real-time spend reporting
Every transaction visible in Nexus the moment it clears — filter by team, project or category.
Physical and virtual cards
Physical cards for road-based teams, virtual cards for online subscriptions and vendors.
Consolidated statements
One statement, exportable to Xero, Sage or QuickBooks. No more receipt hunting.
Four steps from first call to live.
Set up the wallet
Open an AppiaSpend wallet and set your team structure.
Issue cards
Virtual cards live instantly; physical cards ship in days.
Set rules
Limits, categories and approvals configured per card.
Reconcile
Export or auto-sync transactions to your accounting stack.
About AppiaSpend.
- How is this different from a bank corporate card?
- You configure per-card rules yourself in real time — no calling the bank to change a limit or freeze a card.
- Can I issue virtual cards for online subscriptions?
- Yes. Create a virtual card in seconds, lock it to a specific merchant, and freeze it when you cancel.
- Does it integrate with our accounting software?
- Yes — Xero, Sage and QuickBooks exports are built in. CSV exports for anything else.
Ready to see AppiaSpend for your business?
Talk to our team for a scoped quote — no obligation, no lock-in.
Ready to sort out your business payments?
Tell us a bit about your business and we'll get back to you within one working day.