AppLend
Run a compliant lending book on NCR-registered infrastructure — affordability, loan management, and DebiCheck-powered collections.
Built for the businesses that actually need this.
Everything AppLend does out of the box.
NCR-registered infrastructure
Built to plug into your NCR credit provider registration — no compliance workaround.
Affordability assessments
Standardised affordability checks with configurable underwriting rules.
Loan lifecycle management
Origination, disbursement, repayment schedules, restructures, write-offs.
DebiCheck-powered collections
Collections run through our own PASA System Operator licence.
Portfolio reporting
Arrears, roll rates, vintages — reporting your board and NCR both want to see.
Four steps from first call to live.
Onboard
Compliance and integration handled up front.
Configure product
Terms, rates, fees, affordability rules.
Originate
Loans booked via Nexus or API.
Collect
DebiCheck-powered runs, retries and reconciliation.
About AppLend.
- Does AppLend include an NCR registration?
- No. AppLend is the infrastructure; you need your own NCR registration to lend. We can help you scope what's needed for the application.
- Can we bring our own scoring model?
- Yes — you can plug in your own model or use ours. Underwriting rules are configurable.
- How does AppLend handle collections?
- Through our own DebiCheck and EFT rails, running under our PASA System Operator licence.
Ready to see AppLend for your business?
Talk to our team for a scoped quote — no obligation, no lock-in.
Ready to sort out your business payments?
Tell us a bit about your business and we'll get back to you within one working day.