Payments built for how you actually trade.
High transaction volume, tight margins, mixed staff and a cash-flow cycle that doesn't wait. We build for those constraints.
What we hear most often.
- Card acquiring rates that erode margin on every basket
- Staff who can't be paid to a bank account
- Customers who abandon at checkout when they can't split the bill
- Reconciling five terminals, two banks and a POS at month-end
What we usually put in place first.
Merchant Acquiring
Smart POS terminals with fast settlement and honest pricing.
PayBeta
BNPL that actually approves your customers.
AppiaStaff
Pay staff — including foreign nationals and casuals — onto a card.
AppiaReward
Bulk incentive and loyalty cards for staff and customers.
A twelve-store fashion retailer replaces two bank terminals and a standalone BNPL provider with Appiawave. Every terminal, every online sale and their staff wage cards settle into one Nexus dashboard — finance goes from a three-day reconciliation at month-end to under a morning.
Let's talk about retail & hospitality.
One call, scoped to your business. We'll show you exactly which products fit and how they'd be priced.
Ready to sort out your business payments?
Tell us a bit about your business and we'll get back to you within one working day.